The goal is simple: create four streams of income that work together to sustain life, build consistency, and expand opportunity.
Stream 1: The Day Job
The first source is the most important: the day job. This is the engine that keeps life running.
It pays the bills, buys the kids’ school clothes, and covers Saturday breakfasts at Crow’s Nest. The purpose of the day job is to ensure no other income is necessary. If budgeted properly, it can cover everything on its own. It doesn’t have to cover much else. The day job isn’t paying for the vacation to Florida.
Everything above and beyond this stream goes toward savings and retirement, quality of life, personal goals, dreams, and the advancement of love and loved ones.
My current status on this income stream – CHECK
Stream 2: $100 a Month
The second stream is the easiest to start — though not effortless. Nothing worthwhile is “easy,” but this one is accessible.
The aim: earn $100 a month. Consistently.
Consistency is the key. Anyone can do this once or twice, but locking it in every month is the real win.
This can be done through Facebook Marketplace, eBay, Poshmark, Whatnot, Etsy, or any auction platform. The question is simple: can you sell enough items each month to earn $100? Absolutely.
My current status on this income stream – PENDING (*Transactions were successfully made. Now waiting for the money to arrive for month one, rinse and repeat)
Stream 3: $100 a Week
The third stream builds weekly momentum: earn $100 a week.
Don’t think of it as $400 a month. Think of it as weekly cash flow. Money arriving like a steady heartbeat. This money pays debt if you have it.
Right now, I have a side job that meets this requirement. It earns more than $100 a week, but the principle remains the same: a reliable weekly minimum. This takes about four hours a week. If I put in more time — say, 10 hours — that brings in closer to $250 a week.
The best approach here is to work for another person or business. Be genuinely useful. These jobs aren’t always glamorous, but they pay, and depending on the season, may pay a handsome chunk. Remember, all you need is $100 a week.
My current status on this income stream – CHECK
Stream 4: $100 a Day
The fourth stream is the most ambitious and the most exciting: earn $100 a day.
This usually requires building something of your own. In the beginning, the hours will be irregular, and the pay nonexistent because you’re setting up the foundation.
An example is YouTube or X.com. It might take a year of posting videos or writing short posts before earning a single dollar. But with time, consistent publishing, audience growth, and proper setup, the work compounds. Eventually, daily income becomes possible and scalable.
My current status on this income stream – NOT YET (*working on it)
Building Layers, Not Leaps
The beauty of this approach is its layered design. Each stream builds on the one before it.
The day job covers the essentials.
The $100/month stream builds consistency.
The $100/week stream builds momentum.
The $100/day stream builds scalability and freedom.
None of these streams need to be perfect at first. Just build one at a time. With a long enough trajectory, with enough persistence, you can create stability, opportunity, and a richer quality of life.
This is my current goal.